Welcome to the Information Website for the Lashambae v. Capital One Bank Settlement

If You Were Charged an Overdraft Fee by Capital One for a Lyft Transaction that Was Not Classified as a One-Time Debit Card Transaction, You May Be Eligible for a Payment from a Class Action Settlement.

A Settlement has been reached in a class action lawsuit alleging that Capital One improperly charged overdraft fees on one-time Lyft transactions to customers who did not opt into the Bank’s Debit Card Overdraft Service. Capital One denies any wrongdoing or liability. The Court has not decided who is right.

Current and former holders of Capital One consumer checking Accounts who were not opted into Capital One’s Debit Card Overdraft Service at the time they were charged an overdraft fee by Capital One for a transaction with Lyft may be eligible for a payment or Account credit from the Settlement Fund.

Summary of Your Legal Rights and Options in This Settlement
Do Nothing And Receive A Payment Or Account Credit If you are entitled under the Settlement to a payment or Account credit, you do not have to do anything to receive it. The Court has approved the Settlement and it has become final and effective, and if you remained in the Settlement Class, you will automatically receive a payment or Account credit.
Exclude Yourself From The Settlement If you excluded yourself from the Settlement, you will receive no benefit from the Settlement. This was the only option that allowed you to retain your right to bring any other lawsuit against Capital One about the claims in this case, but the deadline to do so was August 7, 2020. See FAQ 13, & FAQ 14 for more details.
Object If you did not exclude yourself from the Settlement, you could have written to the Court about why you did not like the terms of the Settlement, but the deadline to do so was August 7, 2020. See FAQ 15 for more details.
Go to a Hearing If you did not exclude yourself from the Settlement, you could have asked to speak in Court about the fairness of the Settlement, but the Final Approval Heading occurred on October 1, 2020. See FAQ 19 for more details.

Your legal rights are affected whether you act or do not act. These rights and options—and the deadlines to exercise them—are explained on this website. You may obtain additional information, including the Final Approval Order and Judgment, on this website.